GTA Online properties explained: where to live, where to park and what it all costs

You don't buy GTA Online properties on the street: they are sold on websites in the in-game internet, which you open on your phone or on a computer inside one of your properties. Apartments and garages come from Dynasty 8 Real Estate, offices and the Agency from Dynasty 8 Executive, bunkers, hangars, nightclubs and other businesses from Maze Bank Foreclosures, yachts from DockTease, mansions from Prix Luxury Real Estate, and the Kosatka submarine from Warstock Cache & Carry.

Property falls into three groups. Homes (safehouses) are where you sleep, change clothes and spawn after joining a session. Garages only hold personal vehicles. Businesses make money and unlock missions, and some of them become homes once upgraded. Making money with businesses has its own page, GTA Online businesses; this one covers homes and vehicle storage.

There is a cap: according to GTABase, you can own up to 10 apartments and garages combined. The Eclipse Blvd Garage, according to gta.wiki, does not count toward that limit.

* Apartment and standalone garage prices come from the GTABase guide; no second independent source confirms the full ranges, so the in-game amount may differ by a few thousand. All other prices match across several player databases (GTABase, GTA Boss, Sportskeeda, GameSpot). Rockstar does not publish official price lists.

Apartments are the oldest type of property, in the game since 2013. The tiers differ in garage size and features:

• Low-End (80,000–121,000) is a small home with a 2-car garage.
• Medium (125,000–175,000) gets you a 6-car garage.
• High-End (from 200,000) has a 10-car garage and a heist planning room. Without one you can't launch the original 2015 heists: The Fleeca Job, Prison Break, Humane Labs Raid, Series A Funding and Pacific Standard Job.
• Stilt Houses (from 449,000) sit in the Vinewood hills with a view of the city and a 10-car garage.
• Custom Apartments (from 905,000) are High-End apartments with a choice of interior.

For a new player High-End is what matters: the cheapest one (around GTA$200,000) gives you both a garage and the heists. Payouts are covered on the GTA Online heists page.

GTA Online never has enough parking, so garages are a budget line of their own. The common options:

• Apartment garage: 2, 6 or 10 cars depending on the tier.
• Standalone Dynasty 8 garage: the same 2, 6 or 10 spaces without the home; cheaper than an apartment.
• Eclipse Blvd Garage: five floors of 10 cars, 50 in total, for GTA$2,740,000. It is sold only through the Dynasty 8 website; at one point Rockstar gave it away free to GTA+ members.
• CEO office garages: up to three, 20 cars each, 60 in total.
• Casino penthouse: a 10-car garage.
• Businesses store the big hardware: the bunker holds the Mobile Operations Center, the Facility the Avenger, the nightclub the Terrorbyte and Oppressor Mk II, and the hangar your aircraft.

Which cars deserve a garage spot first is on the GTA Online vehicles page.

Some businesses double as a home or a garage. Prices are base prices from the GTA Boss and GTABase databases; "after upgrade" means you have to buy the bedroom or living quarters separately.

How these businesses make money and in what order to buy them is covered on the GTA Online businesses page.

The Galaxy Super Yacht arrived in December 2015 with the Executives and Other Criminals update. Its three models, Orion ($6 million), Pisces ($7 million) and Aquarius ($8 million), differ in equipment. The yacht is a floating apartment: the captain can move it to any of 12 mooring spots along the coast, and it unlocks the A Superyacht Life mission series. It barely earns anything, so guides recommend buying it once your main businesses are running.

The Master Penthouse at the Diamond Casino starts at $1.5 million for the base version; fully upgraded, according to GTABase, it comes to about $6.5 million. It includes a 10-car garage and unlocks the casino story missions.

The Mansion is the most expensive home: Tongva Estate ($11.5 million), Vinewood Residence ($12.2 million) and Richman Villa ($12.8 million) on the Prix Luxury Real Estate website. According to GTABase, a mansion has a large yard, detailed interiors and an AI assistant. The Art Studio room is a separate $4.7 million purchase, and without it you can't host The Kortz Center Heist, released on July 14, 2026.

Our advice: start with a home that unlocks a way to earn right away, and leave the luxury for later.

1. High-End apartment (from GTA$200,000). A 10-car garage, a spawn point in the city and access to the original heists; The Fleeca Job can be done with two players.
2. A first business you can live in. 2026 guides recommend the Agency as the first big purchase: you can live there after the upgrade, and it gives you the Dr. Dre contract and passive income. Until November 4, 2026, every Agency is 40% off, from GTA$1,206,000 instead of 2,010,000.
3. Kosatka ($2.2 million) if you plan to play solo: it launches the Cayo Perico heist. After the July 2026 changes its payouts are lower than they used to be.
4. Garages as needed. A standalone 10-car garage costs less than another apartment, and the Eclipse Blvd Garage makes sense once you own several dozen cars.
5. Yacht, penthouse, mansion once your businesses are bringing in money. The exception is the mansion, if the Kortz Center heist is specifically what you want.

Before buying, check the weekly update: properties regularly go 30–50% off. Other legitimate ways to earn are in the how to make money in GTA Online guide.