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GTA 5 heists: how to pick the approach and crew for the five story jobs

Оновлено: 31.10.2026 Автор: Alex Rayne
Three robbers in suits sneaking through grass toward a plane wreck, GTA 5

All five GTA 5 story heists, from the jewel store to the Union Depository: which approaches exist, whom to hire for the crew and how not to lose the take. No spoilers for the finale.

Коротко
  • GTA 5's story has five major heists: The Jewel Store Job, The Merryweather Heist, The Paleto Score, The Bureau Raid and The Big Score.
  • In four of them you choose the approach, and the setup missions depend on it.
  • You hire the crew (gunmen, drivers, hackers): experienced ones take a bigger cut, newcomers a smaller one but may let you down.
  • Crew members who survive level up their skills and do better on later jobs.
  • The Merryweather Heist pays nothing: it is a story job.

How heists work in GTA 5

Heists are the core of the GTA 5 story. Each follows the same pattern: scoping the target, picking an approach on the planning board, choosing the crew, the setup missions and then the job itself. Lester Crest plans everything, and Michael, Franklin and Trevor carry it out in different combinations.

Your choices on the board decide how the job plays out, and your crew decides how much money the leads keep. The take is split between participants by percentage, and a weak crew member can lose part of the haul or get killed.

The five story heists

#HeistLeadsApproaches
1The Jewel Store Job (jewelry store)Michael, FranklinLoud or Smart (quiet, with knockout gas)
2The Merryweather Heist (Port of Los Santos)all threeOffshore or Freighter
3The Paleto Score (the bank in Paleto Bay)all threea single approach
4The Bureau Raid (FIB headquarters)Michael, FranklinFire Crew or Roof Entry
5The Big Score (the Union Depository vault)all threeSubtle or Obvious

Between the heists there are smaller story raids, such as Blitz Play, but the game does not count them among the five major jobs. The full list is on the GTA 5 missions page.

Franklin with an assault rifle among port structures at night, GTA 5
Photo: Rockstar Games

How to choose the approach

There is no single "right" answer, but players usually advise the following:

  • Jewelry store. The quiet Smart option (with BZ knockout gas) is recommended by, among others, the GTABoom guide. Loud means an open gunfight with the police.
  • Merryweather. Both options, with a mini-sub underwater or with the cargo ship, lead to a similar result. This job pays nothing, so pick whichever looks more fun.
  • Paleto Bay. There is no choice of approach. The main tip is to keep your character from getting shot in the back: according to players, that reduces the take.
  • FIB. Players consider Roof Entry the more reliable option. Fire Crew pays about the same, but according to guides it can cost one of your crew members his life.
  • The final job. Subtle is the more careful path, Obvious the louder one. Sources disagree on which pays better: the amounts differ by a few percent, and crew costs decide it in the end.

How to pick your crew

The crew has three roles: gunman, driver and hacker. Experienced pros take a bigger cut of the take, newcomers a smaller one. The main tips from player guides (GTABase, GTABoom):

  • Unlock strong newcomers in advance. The best "cheap" hires turn up in random events on the streets: you can meet gunman Packie McReary during a store robbery, and driver Taliana Martinez on a highway in the northeast of the map. You need to rescue or help them, and then they become available.
  • Crew members improve. Anyone who survives gains experience and does better on the next job, so a cheap newcomer gradually pays off.
  • The hacker affects time. The hacker decides how much time the crew has inside. GTABoom recommends Rickie Lukens, who is also unlocked through a random event.
  • A weak driver or gunman may not make it to the end and can take part of the haul with him. For example, Norm Richards gets lost during the getaway in the jewel store job.

A tip for the whole game: do not skimp on the last job, and on the first one, give newcomers a chance so they have time to level up.

How much you can make

Rockstar does not publish exact amounts, and the take depends on the approach, the crew and how the job went. Ballpark figures from the GTABoom guide (based on player data):

HeistApproximate take
The Jewel Store Jobjust under $5 million in total; about $1.1–1.2 million for Michael, under $300,000 for Franklin
The Merryweather Heistnothing: it is a story job
The Paleto Scorea little over $8 million in total, roughly $425,000–465,000 for each lead
The Bureau Raida small amount, about $240,000 for Franklin
The Big Scorethe biggest job in the game: tens of millions of dollars for each lead

Figures differ between guides, so treat them as an order of magnitude. What to do with the big money after the finale is covered on the GTA 5 missions page, which has a section on Lester's contracts and the stock market.

Story heists and GTA Online

Searches like "casino heist" are about GTA Online: there, heists are co-op missions for several players, with their own approaches and rewards. They are not in Story Mode, and neither is the Diamond Casino heist. You play the story jobs on your own, with a crew of AI characters.

The leads who take part in the jobs are covered on the GTA 5 characters page. The next game in the series also revolves around heists; details are on the GTA 6 story page.

GTA 5 heists FAQ

How many heists are in GTA 5?

Five major ones: The Jewel Store Job, The Merryweather Heist, The Paleto Score, The Bureau Raid and The Big Score.

Which approach should I pick for the jewel store heist?

Player guides more often recommend the quiet Smart option with BZ knockout gas. Loud means an open fight with the police.

Whom should I take on the first heist?

Players recommend hacker Rickie Lukens, and for gunman and driver, people you have already unlocked through random events, such as Packie McReary. Norm Richards usually gets lost on this job.

Can you rob a bank in GTA 5 Story Mode?

Yes. The Paleto Score is a bank robbery in Paleto Bay, and The Big Score hits the Union Depository vault.

Can you do GTA 5 heists solo?

The story heists are designed for one player: the other roles are filled by the other leads and hired AI crew. Co-op heists are only in GTA Online.

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